Terms & Conditions
Terms & Conditions
Welcome to Loan ACAG Punjab. These Terms and Conditions govern your use of our website at https://loan.acagpunjab.pk. By accessing or using our site, you agree to comply with these terms. If you disagree, please refrain from using our services.
1. Eligibility
You must be at least 18 years of age and a resident of Pakistan to apply for loan services through this platform. Providing false or misleading information may result in immediate disqualification and legal action.
2. Loan Applications & Approvals
Loan applications are subject to verification, credit assessment, and approval at the sole discretion of ACAG Punjab. Approval does not guarantee disbursement; final decisions depend on compliance with internal policies and regulatory requirements.
3. Fees and Interest
All applicable fees, interest rates, and repayment schedules will be clearly disclosed before loan disbursement. Rates are subject to change in accordance with State Bank of Pakistan guidelines and will be communicated in writing prior to agreement execution.
4. Repayment Obligations
Borrowers are required to repay the loan amount, including accrued interest and any applicable late fees, according to the agreed schedule. Late payments may incur additional charges and affect your credit standing.
5. Data Privacy & Security
Your personal and financial data is collected, stored, and processed in accordance with our Privacy Policy. We implement industry-standard security measures to protect your information.
6. Limitation of Liability
ACAG Punjab is not liable for indirect, incidental, or consequential damages arising from your use of this website or loan services. We do not guarantee uninterrupted or error-free operation of the site.
7. Governing Law & Dispute Resolution
These Terms & Conditions are governed by the laws of Pakistan. Any disputes shall be subject to the exclusive jurisdiction of the courts in Lahore, Punjab.
8. Amendments
We reserve the right to update these Terms & Conditions periodically. Changes will be effective upon posting to this page. Continued use after updates constitutes acceptance. Last updated: March 15, 2025.
9. Contact & Support
For questions or assistance, please contact our support team at support@loan.acagpunjab.pk or visit our Contact Us page. Additional information about our organization is available on our About Us page.
For full legal context, please review our Disclaimer and Privacy Policy.